Parent dashboard
Parents can review linked children, balances, and pending transfer requests in one place.
Safe money learning for kids
Learn money habits with a real-world banking experience.
My Learning Bank helps children practice saving and spending with parent-supervised accounts. Kids can make deposits, move money to savings, and request transfers back to checking while parents stay in control. The screenshots below show the child experience, the parent dashboard, the family settings page, and Penny's guided tour.
No real money movement. Designed for guided learning.
Hi, I'm Penny
I help children understand deposits, savings, transfers, transaction history, and good money habits. Tap my guide whenever you want a friendly walkthrough.
Settings
Family display preferences for currency and dates live alongside category management.
Penny guide
Penny walks children through the dashboard and explains features the first time they use them.
Task + reward workflow
Turn chores into visible wins.
Parents can assign one-time or recurring tasks with explicit reward amounts, set where each reward lands, and approve completions before money is posted. Kids get a clear checklist, immediate feedback, and a transaction trail that connects effort to outcomes.
Parent task builder
Set clear instructions, due cadence, and reward amounts in one focused setup screen.
Recurring task planning
Parents define repeating chores with weekly cadence, selected weekdays, and optional stop rules.
Reward posted as deposit
After approval, the reward lands in transaction history as a categorized deposit children can trace.
Built to teach smart money decisions
Checking and savings side-by-side
Kids can see balances and transaction history clearly so they connect actions with outcomes.
Parent-approved transfer requests
Savings to checking transfers are requested by the child and approved or rejected by a parent.
Meaningful deposit categories
Track allowance, gifts, chores, and more to reinforce where money comes from.
Read-only spending visibility
Parents record real-world withdrawals and children can review them as part of the learning loop.
Family settings and guided help
The family settings page controls currency and date presentation, and Penny can guide children through the dashboard the first time they log in or whenever they need help.